Water Damage Prevention

Following is a Water Prevention Checklist that you should incorporate into your Preventative Maintenance plan for your home and/or business. Remember, routine maintenance issues are NOT covered by homeowners Insurance.

ROOF LEAKS:

  • Have a professional roof inspection annually.
  • Request a detailed inspection report that includes the condition of the flashing, roof covering, parapets and drainage systems.
  • Ensure that gutters and downspouts are free of debris.
  • Correct all problem conditions immediately.

WASHING MACHINES
Turn water supply valves off when not in use, when leaving for extended periods of time (e.g. vacation).
Only operate washing machine while someone is home
Inspect water supply line hoses once a year for cracks, kinks or blisters.
Consider replacing standard hoses with reinforced braided stainless steel ones.

PLUMBING SUPPLY & DRAINS
Pay attention to your water bill. A significant increase could indicate a leak.
Disconnect garden hoses when freeze warnings are issued and turn off outside faucets.
Visually inspect plumbing pipes (drain & supply lines) annually, look for condensation around the pipes or an obvious leak and corrosion.

TOILETS
After flushing, remain nearby until the fill valve has finished refilling the bowl.
Inspect the flushing mechanism inside the toilet every 6 months
Replace the flapper or/and fill valve assembly if you notice intermittent or constant tank refilling when the toilet is not in use.
Inspect the supply line every 6 months.
Operate the valve to ensure the water supply will shut off. Replace the valve if not.
Replace the supply lines with reinforced braided stainless steel hoses.

WATER HEATERS
Have a professional plumbing inspection once every two years and annually once the warranty has expired. The rod will eventually corrode and leave the tank vulnerable to damage.

SINKS
Inspect the plumbing beneath sinks every 6 months.
Locate and inspect the shut-off valve every 6 months to ensure it will shut off. Replace if needed.

WHAT TO DO IN THE EVENT OF A LOSS
Shut off water supply to minimize additional loss.
Contact your agent to report your loss and be referred to a water extraction vendor in your area.